Individual Development Accounts (IDA) allow participants an opportunity to acquire a lasting asset after saving for an extended period of time.  The three eligible assets are college tuition, a first home, or small business capitalization. These special matched savings accounts are designed to help families and individuals of modest means establish a pattern of regular savings, and ultimately, purchase a lasting asset of value that is likely to return substantial long-term benefits to its owner. Such benefits include security, stability, and opportunities for increased income.

• For information on IDAs please click here.
  

Four Cornerstones of Financial Literacy Materials

• Four Cornerstones of Financial Literacy – North Dakota Version
• Leaders Guide to the Four Cornerstones
• ND Security Freeze Law
• Free Credit Report Form
• Additional Consumer Protection Laws

 

Four Cornerstones of Financial Security Materials

• Four Directions of Financial Security - North Dakota Version
• Leaders Guide to the Four Directions - North Dakota Version

 

Resources for Financial Security

• Resources for Financial Security

 

Additional Asset Building Resources

• Federal Reserve Credit Card Calculator
• NDSU Extension Services
• North Dakota Tuition Rates
• Personal Finance Calculators
  

 

 

 

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